THIS WEEK ON LIFE AS YOU OWN IT

8/30/14

  • So you’re just starting your career. You’re young, the world is your oyster, next step – home ownership, right? Not so fast young Millennial!
  • Champagne dreams and caviar wishes…..We’ve got the money saving secrets of the rich and frugal.
  • Buying your next car? Craig’s got you covered – 7 do’s 1 don’t to getting the best deal on your next vehicle purchase.
  • Medical bills making you sick? Be careful or they might “infect” your credit score. We’ll tell you how to prevent this all too common sickness.
  • BFF, LMAO, GTG, ET AL, we’re breaking down mortgage terms like the mortgage hipsters we are – you too will be in the know.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


8/23/14

  • Cash is king, right? How about when you’re buying a home? The “queen” will share 3 reasons that paying cash for your home will likely put your finances in the dungeon.
  • We’ll share the 5 biggest myths about buying a home.
  • 4 things your mortgage lender could care less about when you’re applying for a loan.
  • Summer is almost over – did you over indulge on your vacation? Let’s start planning for your next trip now – but don’t fall victim to these common vacation TRAPS!
  • Do you keep a tidy house? Tidy equals safe – yes – believe it or not – by keeping your house clean you are keeping your family safe – we’ll tell you what you need to do now and why.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


8/16/14

  • Your home is an investment, not just a roof over your head. We'll share 5 mistakes to avoid with your home investment (and investments in general).
  • Home inspections are a very important aspect of the home buying process. We'll share 8 things your home inspector might not tell you.
  • 6 tips to sell your "ugly duckling" house.
  • Not all lenders are created equal. One online lender has 20 Million reasons to clean up their act after misleading consumers.
  • Most of us have smart phones, but do you have a smart home? If you do, we'll tell you how to protect yourself from "invaders."
  • 5 states with lower mortgage rates? Not so fast...
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


8/9/14

  • Attention homebuying procrastinators - it's time to get off the fence. We'll tell you why you need to buy a house NOW!
  • How much money do you need to buy a house?
  • When can too much optimism be dangerous? Let's make sure your financial optimism isn't hurting your pocketbook.
  • What's that smell? If it's your house, buyers are not happy!
  • 5 things you can buy in August for a deep discount.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


8/2/14

  • Bigger isn't always better (unless we're talking your paycheck, IQ, savings account or batting average). We'll share with you 9 reasons you'll be happier in a smaller home.
  • Whether you're already retired or just planning for retirement, we'll share some helpful tips when you find too much month at the end of your money. What do you do when there's a shortage in your retirement funds?
  • Home equity - what you should and shouldn't use it for.
  • What can you buy for $1.5 Million? You may be surprised.
  • 5 things you can buy in August for a deep discount.
  • Was your home a good investment? Check out this handy tool to help you calculate the answer.
  • Do you have too much "stuff?" We all do! We'll give you some ideas on how to get rid of some of your stuff, whether you sell, donate or trash it.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


7/26/14

  • Thinking of paying off your home early? Not so fast. We’ll share 5 reasons you shouldn’t pay off that mortgage just yet.
  • Looking to hire a real estate agent to help you buy or sell? We’ve got 7.5 questions you’ve got to ask them before you decide on an agent!
  • It’s H-O-T – time for your Life as You Own it July Home Maintenance Tips to save you money now AND protect your investment.
  • Speaking of your investment – the roof over your head might actually need to be replaced. We’ll tell you how you can determine if it’s time to invest in a new one before you have to use your rainy day fund.
  • Back to school??!! Where did summer go? We’ll tell you where to get your school supplies at a discount – road trip!!
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


7/19/14

  • Click to watch or listen to this week's episode now!
  • Playing hardball when selling your home. We've got some great ideas for you as well as some "no-no's."
  • We'll discuss the downside of low mortgage rates.
  • 5 ways to go broke. Hint: Don't do these things!
  • Moving? We'll tell you what to do before the moving company arrives.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


7/12/14

  • Click to watch or listen to this week's episode now!
  • Planning a summer vacation on a budget.
  • Best home buying and selling tips from the Property Brothers.
  • Whether buying or selling your home, we'll remind you of the tax advantages associated with home ownership - they really make a difference!
  • We'll tell you the best items to purchase in July to save big bucks!
  • What you should do BEFORE you sign that contract - any contract.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


7/5/14

  • Click to watch or listen to this week's episode now!
  • 7 things homebuyers love, but sellers don't list.
  • 7 curb appeal mistakes you need to avoid.
  • Saving for a rainy day. How does your emergency fund look?
  • 5 financial corners you should never cut.
  • Do bank-owned properties actually sell for more?
  • BONUS content, not provided on-air. We'll give you the scoop on the biggest nighttime power drains in your home.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


6/28/14

  • Click to watch or listen to this week's episode now!
  • What are the chances you'll be hit by a natural disaster and what do you do to make sure your insurance company pays the claim? Check out your risk by county using this map from CNN Money.
  • Stressed out? We have the most "stressed" cities for you.
  • How to become a millionaire after age 70.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


6/21/14

  • Helping you map your financial future. Business owners - we've got something you need to be doing!
  • Are you saving for retirement? We've got your average 401K balance by age. How does your balance fare with others in your age group?
  • 10 safest cities in the U.S. along with the 5 most dangerous cities.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


6/14/14

  • The summer housing market is still sizzling. We've got 5 rules that will help you in this seller's market.
  • 10 things you don't want at your open house.
  • Calling all renters - 6 tips for renting your first apartment AND as a bonus, Craig shares the top 10 best pets for tiny apartment living.
  • 5 cost-cutting tips for fast cash.
  • HUD and Census Bureau data on new home construction in 2013. How many bedrooms are enough? What about air conditioning? Do most homes have it?
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


6/7/14

  • The market’s heating up – time to sell or time to keep that first home as a rental? If you’re thinking about becoming a landlord we’ve got 6 rookie mistakes you won’t want to make.
  • Speaking of heating up – we’ll share twelve markets where real estate is moving really fast – and what your strategy should be if you’re thinking of buying or selling in a hot market.
  • Don’t let the Wonder Years with your kids turn in to the ‘I Wonder Years’ down the road when it comes to their financial skills. Get your teen to start planning for college – we’ll share 5 steps.
  • Many of our listeners are helping take care of their senior parents – we’ve got some suggestions on how you can either help them save some money or help yourself save some money on their senior living.
  • It’s summer and it’s time to hit the road – we’ll share our best tips to save some money at the gas pump.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


5/31/14

  • How much money do you need to make in order to afford a home? We’ll tell you which cities are the cheapest and which ones are the most expensive when it comes to home buying.
  • 5 things sellers do that drive a real estate agent nuts. (We’re STRONGLY encouraging you not to do any of these – but we’ll bet you’ve violated at least one of them!)
  • In Real Estate we’re partying like it’s 1995! Well maybe it’s not that big of a party – and I’m pretty certain we won’t have the same hangover – but we’ll talk about the roll housing has been on for the last 18 months!
  • Beam me up Craigy! Star Trek fans – we’ve got the house for you but you might need Thurston Howell money to make it happen. Speaking of Gilligan’s good friend, it looks like an island very similar to Gilligan’s just sold at a HUGE discount.
  • Student loan debt – it’s a killer isn’t it? We’ve got 5 colleges you can attend for FREE – that’s right FREE!
  • Want to ensure you get than next job? Lower rate on your mortgage? Pay less for insurance? Find the love of your life? We’ll share the secret later in the show.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?


5/17/2014 & 5/24/14

  • First time home buyers aren’t pulling their weight in the housing recovery - why is that? We’ll share four reasons the Millennials are hampering the recovery. What’s a Millennial? Listen to the show to find out!
  • We’ll let you know what you need to do 3, 6, and 12 months prior to your first home purchase so it’s a success.
  • Why for does it matter if your real estate agent uses proper grammar? If you’re selling a high end home – trust us – it does – and we’ve got the data to prove it.
  • Did you know nearly half of all home sales are all-cash deals? Whaaaatt?!?
  • Remember the opportunity in Detroit to buy a house from the city for $1000.00? The first one sold last week – we’ll let you know if you should consider jumping in on the action.
  • We're collecting care kit donations for Heart to Heart International. If you'd like to donate, email us.
  • Rates – where are they now? Where are they headed?
  • Should You Stay or Should You Go?

Top 5 ways YOU can positively impact the economy

more




Check out Mike's "Make it Right" website.

Click here for Life As You Own It stations and air times.

BANNER FOR THE RADIO SHOW

Life as You Own it - Saving You Money

Arm yourself with the type of mortgage and finance news and information you need from a mortgage and finance radio show to make great financial decisions involving your home, and your life.

On the Life as You Own it - Mortgage and Finance Radio Show

Every Week on Life as You Own it
Home Financial & Mortgage News Made Fun - Mortgage Radio Show

Your home is likely your single largest asset, as well as your largest debt. Let us show you how to manage that investment to create long-term wealth for you and your family. We will answer any questions you have on our mortgage radio show. Some past questions include:

  • Should I refinance?
  • I'm getting a divorce, what will happen to my home?
  • What is the best mortgage for MY situation?

You have questions? Get some answers and all the latest mortgage news by listening to our mortgage radio show!

We can help you make smart financial decisions, improve your quality of life and entertain you all at the same time. Our mortgage radio show will answer all the burning questions about mortgages, refinancing, credit scores, interest rates and just how do you make a good cup of coffee?

And even if you don’t know a Fully Amortized ARM from a Non Assumption Clause you’ll find good, solid mortgage news here; especially if you think Freddie Mac is one of the Muppets.

It is our mortgage radio show's goal to educate and empower you! Call (800) 270-6425 to get your questions answered and buff up on mortgage news. We love callers on our mortgage radio show and strive to answer every question completely and accurately. We have the knowlege and experience to educate you on the latest mortgage news, and we also have a desire to entertain you while doing it.

FACEBOOK LINK the break even formula